Everything About Archive

CERSAI and Equitable Mortgage Registration

CERSAI – The Central Registry of Securitization, Asset Reconstruction and Security Interest of India – is a company set up under the provisions of SARFAESI Act, 2002.  It was incorporated in March 2011 as a Section 25

Environmental, Social and Governance Criteria or ESG Investing

ESG criteria is a fast emerging idea that influences the investment decisions of a socially conscious investor. ESG stands for Environmental, social and governance. ESG funds are portfolios of equities and/or bonds for which environmental, social and

Real Time Gross Settlement (RTGS) & NEFT

RTGS stands for Real Time Gross Settlement. It is a system for fund transfer where the settlements are taking place on real-time in a continuous manner. Transactions are settled individually on a transaction by transaction basis. 'Real

Features of PPIs:- Semi- closed, Open System, Gift and MTS

  Prepaid Payment Instruments (PPIs) can be broadly classified under three types; closed, semi-closed and open system PPIs. Features of PPIs vary based on the type of PPI. Cash withdrawal is permitted only in the case of

Prepaid Payment Instrument(PPI) and Digital Banking

Prepaid Payment Instrument (PPI) is basically a payment card.  The purpose of PPI is facilitating cashless transactions and hence is an important component of digital banking. Prepaid Payment Instruments facilitate purchase of goods and services against the

Quantitative and Qualitative Credit Control methods

Monetary policy aims to achieve accelerated growth with price stability. Implementation of monetary policy is one of the major roles of central banks.  The central banks world over achieve these objectives through two types of credit controls

Monetary Policy and Its Major Objectives

Monetary Policy Monetary Policy is the process through which monetary authority of a country controls the supply of money and liquidity in the economy by exercising its control over interest rates. Monetary authority is normally the central

Gross National Product (GNP) and Net National Product (NNP)

Gross National Product or GNP is arrived at by adding monetary value of Net Factor Income from abroad to Gross Domestic Product.  GDP considers the monetary value of goods and services produced within the domestic territory by

Gross Domestic Product (GDP) and Net Domestic Product (NDP)

Gross Domestic Product or GDP is the money value of all final goods and services produced in the domestic territory of a country during an accounting year. Gross stands for ‘total’ and  Domestic means all activities taking

Producer Price Index &PPI Vs WPI and CPI

Producer Price Index tracks the average change in the prices of goods and services either as they leave the place of production or as they enter the production process. PPI thus measures the changes in price from