GENERAL BANKING Archive
Documents, Instruments and Stamping
Stamping of documents in India is governed by the Indian Stamp Act,1899. This Act is a revenue legislation specially enacted with the aim of raising revenue for the Government. The Act does not cover the State of
Cyber Risks, Cyber Insurance And Banks
Cyber risk and cyber insurance are byproducts of advancement in technology and digital banking. In recent times, dependency on technology has gone up and as a result data and information have become the most valuable assets. Unscrupulous
HBA Scheme of Kerala State- Loans Sanctioned from 2009-10
Kerala State Government Employees including government teachers were being sanctioned House Building Advance (HBA scheme) from 2009-10 with concessional rate of interest. Vide order FINANCE (HBA) DEPARTMENT G.O(P) No. 105/20 18/Fin Dated, 05.07.2018, Government of Kerala directed
Investment By Women – Thoughts On International Women’s Day
The power of women and potential of investment by women in India are under utilised. Among 130 countries, India ranks 120 in female labour force participation rate. Contribution of women towards GDP is just 17%, less than
Why Should An Earning Woman Invest?
India is a multifaceted country and since times immemorial, women in the country preferred to remain confined to home. It was never a choice; rather the social circumstances compelled them to remain indoors. The society as a
Banking Functions and Economic Importance of Banks
Bank is a financial institution that facilitates transfer of money from one person or business to another person or business. Basically it is an institution for keeping, lending, transferring and exchanging money. Banks lend money that they
Banking Sector- True Corporate Governance is the Only Way Out
A recent research paper by the National Stock Exchange (NSE) on Corporate Governance and market valuation concludes that better corporate governance practices elicit premium valuation. This article is the third one in the Corporate Governance and real
Measures to Ensure Corporate Governance in Indian Companies
Corporate governance is the system of rules, practices and processes by which a firm is guided towards attaining its objectives. It covers doing the business in adherence to the laws of the land and by following the
Corporate Governance in Indian Banks- A Revisit
Big Bang Theory states that the universe emerged from a high-risk event and probably for that reason, each activity in nature too is embedded with risk. By the inherent nature of duties being performed, bankers irrespective of
Do Banks Offer Free ATM Transactions?
ATMs have become the face of digital banking in India. The Reserve bank of India (RBI) has stipulated minimum number of free ATM transactions to be provided by banks to their savings bank customers. This has been
17 Jan 19
CategoryBanking Awareness, Banking Products & Schemes, Digital Banking Products
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