Author Archive

Measures to Ensure Corporate Governance in Indian Companies

Corporate governance is the system of rules, practices and processes by which a firm is guided towards attaining its objectives. It covers doing the business in adherence to the laws of the land and by following the

Corporate Governance in Indian Banks- A Revisit

Big Bang Theory states that the universe emerged from a high-risk event and probably for that reason, each activity in nature too is embedded with risk. By the inherent nature of duties being performed, bankers irrespective of

Types of Mutual Fund Schemes – An Overview

An investor in an equity mutual fund scheme often comes across many types of mutual fund schemes for investment.  An overview of the features of major types of mutual fund schemes is covered in this article. An

Do Banks Offer Free ATM Transactions?

ATMs have become the face of digital banking in India. The Reserve bank of India (RBI) has stipulated minimum number of free ATM transactions to be provided by banks to their savings bank customers. This has been

Automated Teller Machine –Services and Precautions

Automated Teller Machines were the first step in the digital journey of banking system in India. In a short span of time, ATMS became very popular. As of now, more than 2,40,000 Automated Teller Machines are deployed

ATM – White Label & Brown Label ATMs

Automated Teller Machine (ATM) is a computerized machine that extends transaction facility to the customers of banks, without visiting branches. Customers can access their account, withdraw cash and carry out a number of other transactions by visiting

Amalgamation of BOB, Vijaya Bank and Dena Bank Gets Nod

The Boards of Bank of Baroda (BOB), Dena Bank and Vijaya Bank have approved the share swap ratio for the proposed amalgamation of the three banks. This step follows the approval of amalgamation accorded by the Central

Benchmarks for Equity Investments

Equity investment is the best investment option that provides better long term returns for those who are ready to accept the higher risk associated with equity investment. There are certain benchmarks that convey whether the equity of

Stock Market and Equity Trading

Equity investment is one of the most attractive investment options available for any investor. However, it shall please be noted by any investor that in short term equities undergo huge volatility and investment in equity either directly

Set Investment Goals After Assessment 

Investment Goals All investments are made with certain purpose or goals. Investment goals are aligned with financial milestones like marriage, education of children, retirement of self etc. Investment instruments are tools that generate good returns over a